HOW TO PAY FOR COLLEGE
PAYING FOR COLLEGE NEWS
Financial resources to cover tuition and expenses are scarce. Student loans have driven up the cost for college and college expenses. Less than 10% of students can get a scholarship. Family wealth matters more than ever because tuition must be paid out of retirement money. High tuition causes parents to make a Sophie's Choice on which child to bestow educational freedom. And, borrowers simply cannot afford anything bad to happen to them during repayment.
Podcast Subjects: 529 savings plan for parents and for grandparents; avoid credit cards; budget; Certificates of Deposit; cheap college strategy; college savings plans; coupons; course load requirement expenses; debt trap; difficult; discounts; early graduation; extra expense; free college requirements; grants; loan forgiveness-related majors; lottery; military; mutual funds; non-skilled; planned parenthood; profit; projected income knowledge; recession proof plan; regular loan; rental property; retirement; scholarships; skilled; stocks; student loans; too big to fail; tuition assistance; tuition range; vacation; wage premium; weddings; work study
2025 news on how to pay for college
Date | Strategy | URL |
7/12/2025 | Student Loan Forgiveness Payment Count Temporarily Halted By Department Of Education | https://www.msn.com/en-us/money/careersandeducation/student-loan-forgiveness-payment-count-temporarily-halted-by-department-of-education/ar-AA1Iuyrf?ocid=msedgntp&pc=HCTS&cvid=7e1a545a4b9a4bce9c3c5e81c6b45217&ei=15 |
7/9/2025 | (Alert) Student loan interest will restart for millions of SAVE borrowers | https://www.msn.com/en-us/news/us/student-loan-interest-will-restart-for-millions-of-save-borrowers/ar-AA1IhMMG?ocid=msedgdhp&pc=EDGEESS&cvid=bef9ec30a9b14ab4881f1e0b7ee80ae5&ei=24 |
7/4/2025 | 3 Ways Student Loans Can Be Forgiven For Volunteer Work | https://www.msn.com/en-us/money/careersandeducation/3-ways-student-loans-can-be-forgiven-for-volunteer-work/ar-AA1HXplj?ocid=msedgntp&pc=HCTS&cvid=7de615f20f1c458188bb753362050aee&ei=18 |
7/3/2025 | [ALERT] The 5 huge changes coming for student-loan borrowers and colleges under GOP megabill(see also our brief summary/list on our College Value page) | https://www.msn.com/en-us/money/personalfinance/the-5-huge-changes-coming-for-student-loan-borrowers-and-colleges-under-gop-megabill/ar-AA1HV27q?ocid=msedgntp&pc=HCTS&cvid=782c559ce051472ebf179963cab3e4c6&ei=14 |
7/1/2025 | Millions of Student Loan Borrowers Received Erroneous 'Approved' Emails Amid Debt Relief Program Freeze | https://www.msn.com/en-us/money/personalfinance/millions-of-student-loan-borrowers-received-erroneous-approved-emails-amid-debt-relief-program-freeze/ar-AA1HO9R4?ocid=msedgdhp&pc=EDGEESS&cvid=1dbcb2210a41428b88b4829c3e023f83&ei=47 |
6/19/2025 | 12 Brutal Lessons I Learned After Signing a Student Loan Without Reading It | https://www.msn.com/en-us/money/personalfinance/12-brutal-lessons-i-learned-after-signing-a-student-loan-without-reading-it/ss-AA1GO1cC?ocid=msedgdhp&pc=EDGEESS&cvid=b79bfd8a429949f5a4c4810240f0504f&ei=39 |
6/19/2025 | The Hidden Cost of Student Loan Forbearance Might Be More Than You Expect | https://www.msn.com/en-us/money/personalfinance/the-hidden-cost-of-student-loan-forbearance-might-be-more-than-you-expect/ar-AA1GYVFI?ocid=msedgdhp&pc=EDGEESS&cvid=dc4686624ff94b939c6bdd0438bd17c2&ei=16 |
6/12/2025 | Education Department says it will not garnish Social Security of student loan borrowers in default | |
6/5/2025 | Borrowers Can Still Get Student Loan Forgiveness. Here’s How | https://www.msn.com/en-us/money/careersandeducation/borrowers-can-still-get-student-loan-forgiveness-here-s-how/ar-AA1FXjXg?ocid=msedgntp&pc=HCTS&cvid=7d3d036bdee546f383a97b7ba3350716&ei=18 |
6/5/2025 | 7 Countries With the Best Student Debt Systems and 3 With the Worst | https://www.msn.com/en-us/money/careersandeducation/7-countries-with-the-best-student-debt-systems-and-3-with-the-worst/ss-AA1FWf1l?ocid=msedgntp&pc=HCTS&cvid=f1c106b134024b3dba8679453507c8e8&ei=20 |
5/26/2025 | Student Loan Defaults Spike As Trump Ends Biden's Pause On Late Payment Tracking - Black Borrowers Hit Hardest | https://www.msn.com/en-us/money/other/student-loan-defaults-spike-as-trump-ends-biden-s-pause-on-late-payment-tracking-black-borrowers-hit-hardest/ar-AA1F0NZc?ocid=msedgntp&pc=HCTS&cvid=f3d8f79dfbc1450aa079b9eea2cce503&ei=18 |
5/26/2025 | The consequences of defaulting on student loans during the Trump Administration are listed | https://www.msn.com/en-us/news/us/the-consequences-of-defaulting-on-student-loans-during-the-trump-administration-are-listed/ar-AA1F8Qxw?ocid=msedgntp&pc=HCTS&cvid=f64979e773124aa5bc10fe0745602ff9&ei=32 |
5/26/2025 | Trump’s War Against Higher Education Hits the Sector’s Bonds | https://www.msn.com/en-us/money/markets/trump-s-war-against-higher-education-hits-the-sector-s-bonds/ar-AA1FhNTZ?ocid=msedgdhp&pc=EDGEESS&cvid=b8cb70a1408440a691d78e6141716e03&ei=36 |
5/15/2025 | 7 Signs You’re Headed Toward Student Loan Trouble (and How to Stop It) | https://www.msn.com/en-us/money/personalfinance/7-signs-you-re-headed-toward-student-loan-trouble-and-how-to-stop-it/ss-AA1EMs4q?ocid=msedgntp&pc=HCTS&cvid=a92a378da33a49989c9b34227d24c2fb&ei=161#image=9 |
5/12/2025 | These Are the 27 States That Guarantee a Personal Finance Course for All High Schoolers | https://www.msn.com/en-us/money/careers/these-are-the-27-states-that-guarantee-a-personal-finance-course-for-all-high-schoolers/ss-AA1Db1Sr?ocid=msedgntp&pc=HCTS&cvid=de70adfed25544c7b91cb1dc6e338809&ei=36 |
5/9/2025 | (Alert) Student Loan Borrowers, You Have Until Summer to Prevent Your Wages From Being Garnished | https://www.msn.com/en-us/money/personalfinance/student-loan-borrowers-you-have-until-summer-to-prevent-your-wages-from-being-garnished/ar-AA1DllhO?ocid=msedgdhp&pc=EDGEESS&cvid=37a181eb78b848fc84af00f3ec5e7527&ei=16 |
5/1/2025 | Stay up-to-date on court actions affecting IDR plans. | https://studentaid.gov/ |
4/30/2025 | (Alert) Student debt has jumped by $3,000 in just one year ($40,000 on average) | https://www.msn.com/en-us/money/personalfinance/the-40k-graduation-gift-nobody-wants-student-loan-debt-hits-new-high/vi-AA1DM4DR?ocid=msedgdhp&pc=EDGEESS&cvid=716b97dfef8e4b5bb2584958dfa3353f&ei=14 |
4/30/2025 | MOHELA Faces Multi-State Loan Servicing Probes | https://www.msn.com/en-us/money/careersandeducation/mohela-faces-multi-state-loan-servicing-probes/ar-AA1DUp6R?ocid=msedgntp&pc=HCTS&cvid=3418e0dc97c54047adbbc199c0a0c5c1&ei=44 |
4/24/2025 | Warren probing impact on students, teachers from Education Dept. cuts | https://www.msn.com/en-us/news/politics/warren-probing-impact-on-students-teachers-from-education-dept-cuts/ar-AA1DwfVF?ocid=msedgdhp&pc=EDGEESS&cvid=8a5d9eead9e0427ff36b2bd0a97f91d3&ei=106 |
4/21/2025 | (Alert) Student Loan Collections Resume May 5 | https://www.ed.gov/about/news/press-release/us-department-of-education-begin-federal-student-loan-collections-other-actions-help-borrowers-get-back-repayment |
4/19/2025 | Key Dates For Student Loan Borrowers In 2025 | https://www.msn.com/en-us/money/personalfinance/key-dates-for-student-loan-borrowers-in-2025/ar-AA1DdK1E?ocid=msedgdhp&pc=EDGEESS&cvid=07b32b5e28c647e59b91e7c2381fec7a&ei=11 |
4/12/2025 | Income-driven repayment plan (IDR) applications will resume immediately for single borrowers (and select married borrowers) | https://www.msn.com/en-us/money/personalfinance/student-loan-idr-processing-resumes-but-raises-new-questions/ar-AA1CMmZP?ocid=msedgdhp&pc=EDGEESS&cvid=4bd3d6d8d7e1406ab716b04da140bda3&ei=32 |
4/6/2025 | How to repay student loans now (tips) | https://www.msn.com/en-us/money/careersandeducation/here-are-some-student-loan-repayment-tips-amid-challenging-times-for-borrowers/ar-AA1Coukr?ocid=msedgntp&pc=HCTS&cvid=9855b5a67ad94644a8fc68a98ebf1273&ei=14 |
3/30/2025 | Degrees aren’t enough: Why educated professionals are now juggling multiple jobs to stay afloat in today’s economy | https://www.msn.com/en-us/money/personalfinance/degrees-aren-t-enough-why-educated-professionals-are-now-juggling-multiple-jobs-to-stay-afloat-in-today-s-economy/ar-AA1BLfB9?ocid=msedgntp&pc=HCTS&cvid=b25a3782abfd49bbb35e1f4ebd8ea537&ei=16 |
3/26/2025 | (Alert) Per court order, the Education Department reopened applications for repayment plans but with no processing time-line | https://www.msn.com/en-us/money/personalfinance/education-department-reopens-suspended-student-loan-repayment-applications/ar-AA1BIe3u?ocid=msedgntp&pc=HCTS&cvid=4d0f05ffc35a41189943e8a0e1b7b9bc&ei=11
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3/21/2025 | (Alert) The U.S. Small Business Administration now runs the federal student loan program | https://www.nbcnews.com/video/trump-announces-the-small-business-administration-will-handle-student-loans-235043909909 |
3/17/2025 | (Alert) Borrowers currently enrolled in Income-Contingent Repayment, Income-Based Repayment, or Pay As You Earn plans are unable to recertify their loans | https://www.msn.com/en-us/money/personalfinance/are-your-student-loans-up-for-idr-recertification-here-are-your-options-while-applications-are-closed/ar-AA1B5HfM?ocid=msedgdhp&pc=HCTS&cvid=9f4b9845bb17456edb7eeb6a67b98191&ei=51 |
3/17/2025 | Free tuition at Harvard announced for families making $200K or less | https://www.msn.com/en-us/money/careersandeducation/harvard-says-tuition-will-be-free-for-families-making-200k-or-less/ar-AA1B5Lhk?ocid=msedgdhp&pc=HCTS&cvid=564d5435254041a0aa75bf57a81c4ac6&ei=42# |
3/16/2025 | Fired federal workers lose student loan forgiveness | https://www.msn.com/en-us/money/personalfinance/i-was-so-close-fired-federal-workers-lose-student-loan-forgiveness/ar-AA1B0T7N?ocid=msedgntp&pc=HCTS&cvid=36ec5e6190e74eaebc21a06448ddfc5c&ei=13 |
3/14/2025 | (Alert) Borrowers facing soaring repayments | https://www.msn.com/en-us/money/careersandeducation/trump-s-student-loan-changes-leave-borrowers-facing-soaring-repayments/ar-AA1AVk2p?ocid=msedgntp&pc=HCTS&cvid=cf8daaf88674480aa6c1b7b03de2d313&ei=19 and https://www.newsweek.com/department-education-student-loan-payments-increase-2048407 |
3/12/2025 | https://www.msn.com/en-us/money/careersandeducation/student-loan-borrowers-are-going-to-feel-the-brunt-of-education-department-layoffs/ar-AA1AMRhF?ocid=msedgntp&pc=HCTS&cvid=ffaab93bcbf54e1f9b9e380a2f7f9f0b&ei=1550 | |
3/12/2025 | (Alert) Borrower consumer protections have ended | https://finance.yahoo.com/news/ex-cfpb-ombudsman-message-federal-200052816.html |
3/8/2025 | State tax hit on forgiven student loans (warning) | https://www.msn.com/en-us/money/personalfinance/have-you-received-student-loan-forgiveness-plan-now-to-avoid-a-tax-bomb/ar-AA1Aw98r?ocid=msedgntp&pc=HCTS&cvid=2109519f67b04c2ab6d0d8087a2d1ea0&ei=17 |
3/4/2025 | Defrauded borrowers in limbo because of Consumer Financial Protection Bureau jobs cut | https://www.msn.com/en-us/money/careersandeducation/student-loan-borrowers-misled-by-colleges-were-about-to-get-relief-trump-fired-people-poised-to-help/ar-AA1AfmZT?ocid=msedgdhp&pc=HCTS&cvid=b2cefcc6bea64635b88d46cb27994d86&ei=13 |
3/2/2025 | Community crowd funding | https://www.msn.com/en-us/money/other/facing-student-loan-debt-fears-americans-and-their-communities-turn-to-crowdfunding/ar-AA1A54Q9?ocid=msedgdhp&pc=HCTS&cvid=157dccd75afd47f9cf5abdb133e1cb1b&ei=20 |
2/27/2025 | Student loan borrowers' credit scores have dropped | https://www.msn.com/en-us/money/other/steep-drop-in-credit-scores-hits-student-loan-borrowers/ar-AA1zTBP9?ocid=msedgntp&pc=HCTS&cvid=474d47b7cd9c4c2e8e182e24c2dec085&ei=11 |
2/27/2025 | (alert) States are not prepared for the Department of Education to be abolished | https://www.msn.com/en-us/news/politics/we-re-not-prepared-states-brace-for-trump-s-plans-to-dismantle-the-education-department/ar-AA1zTD5A?ocid=msedgntp&pc=HCTS&cvid=8b71f323eff048a7ec95967fe0d931ad&ei=15 |
2/25/2025 | (alert) Department of Education closes applications for Income-Driven Repayment plans and loan consolidation | https://www.msn.com/en-us/money/careersandeducation/department-of-education-closes-applications-for-income-driven-repayment-plans/ar-AA1zIanw?ocid=msedgdhp&pc=HCTS&cvid=bdaad3ead67047f1f5c65215c2e1a222&ei=8 |
2/23/2025 | (alert) Dept. of Agriculture suspends scholarships for HBCUs | https://www.msn.com/en-us/news/us/u-s-agriculture-department-suspends-scholarships-for-students-at-historically-black-colleges/ar-AA1zAlNF?ocid=msedgdhp&pc=HCTS&cvid=b2c264246fda4fe88bde24872388aa55&ei=17 |
2/20/2025 | Student loan management is in limbo now (stress) | https://www.msn.com/en-us/money/other/feeling-stressed-about-the-future-of-your-student-loans-i-m-a-financial-advisor-here-s-what-you-need-to-know/ar-AA1zsMCK?ocid=msedgdhp&pc=HCTS&cvid=693013aa000a447b96e79ccc04ddc4fa&ei=59 |
2/19/2025 | Refinancing federal loans into private loans because of Trump’s policies | |
2/10/2025 | (warning) Property taxes increase if the Department of Education’s duties move back to the states (expense to plan for) | https://www.msn.com/en-us/news/politics/hochul-gillibrand-warn-ny-communities-will-increase-property-taxes-if-trump-cuts-department-of-education/ar-AA1yIgzJ?ocid=msedgdhp&pc=HCTS&cvid=5ff43294104b4530c4237e198c396483&ei=62 |
2/9/2025 | (warning—Republicans are planning to increase the cost of paying for college) Republicans plan to raise the cost of financial aid (tax scholarships and endowments; end loan repayment plans) | • https://www.msn.com/en-us/money/other/house-republicans-mull-changes-to-student-loan-programs/ar-AA1yHDcJ?ocid=msedgdhp&pc=HCTS&cvid=68c09b043b6543a29adaf67f9b3566d9&ei=38
• https://www.msn.com/en-us/money/other/to-pay-for-trump-s-tax-cuts-house-republicans-could-raise-student-loan-bills-for-millions-of-borrowers/ar-AA1yLdxk?ocid=msedgdhp&pc=HCTS&cvid=148fea7e4bcf4d96b63d34eeff1207fd&ei=38
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2/3/2025 and 2/13/2025 | How to get a mortgage when you have a student loan |
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2/2/2025 | How best to make extra payments on your loan | https://www.msn.com/en-us/money/other/how-to-make-principal-only-payments-on-student-loans/ar-AA1y81qE?ocid=msedgntp&pc=HCTS&cvid=06c6f4290de1419ece5ab1112ea8ffa4&ei=35 |
1/27/2025 | (warning—these are just broad strokes) “start early and remain committed to the goal of education throughout a child's life”—529 Plan plus birthday gifts, dual enrollment, parttime jobs, scholarships and grants, consult a professional | https://www.msn.com/en-us/money/other/my-daughter-just-graduated-from-an-elite-american-university-and-did-it-debt-free-this-is-how-we-pulled-it-off/ar-AA1sQP16?ocid=msedgdhp&pc=HCTS&cvid=7c7977f3bf9140a6bc5514c3c51d1d13&ei=20 |
1/18/2025 | Have an honest discussion about the financial impact on your family’s wealth (major, financial aid, ability to contribute, actual expenses); budget time and effort on obtaining aid; plan years early; keep assets out of the student’s name; have disciplined savings | https://www.msn.com/en-us/money/careersandeducation/here-are-the-biggest-college-funding-mistakes-according-to-financial-advisors/ar-AA1pBk8f?ocid=msedgdhp&pc=HCTS&cvid=ad455a475f724a56b337838310a4b2ac&ei=16 |
1/13/2025 | Pay with a credit card (pros and cons) | https://thepointsguy.com/credit-cards/pay-your-student-loans-with-a-credit-card-and-earn-rewards/ |
January 2025 | Pay a smaller amount and invest the money in something else instead of prepaying | https://www.msn.com/en-us/money/personalfinance/my-husband-and-i-paid-off-80-000-of-student-debt-during-the-pandemic-but-now-i-wish-we-hadn-t/ar-BB1qzpms?cvid=8F59253D69B0479A82DB8BA759FD381F&ocid=nl_article_link |
10/26/2024 and 1/24/2025 | Take out loans for your child or children or grandchild or grandchildren | •https://www.fastcompany.com/91217035/boomers-shoulder-the-heaviest-student-loans-but-not-for-themselves
• https://money.usnews.com/loans/student-loans/articles/parent-plus-loans-vs-private-student-loans-compare-your-options• https://www.msn.com/en-us/money/other/student-loan-debt-is-growing-among-older-americans/ar-AA1xMCm7?ocid=msedgdhp&pc=HCTS&cvid=a44364300a6d42a18d0c317b476ee4cd&ei=27
• Parent PLUS Loans vs. Private Student Loans_ Compare Your Options.pdf
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